Provided by Vertifi's parent company, EasCorp, our ACH Receipt and Return Programs deliver your financial institution's ACH transaction files safely and conveniently.
EasCorp acts as a receiving point for your ACH receipt posting files. Each day EasCorp receives your ACH transactions from the Federal Reserve Bank and makes the transaction details available to your financial institution for download, following which they are transferred to your in-house data processing system for posting. ACH detail reports can also be downloaded for archive and research purposes in portable document format (PDF).
If an ACH payment needs to be returned, our return service enables you to process it electronically. Your financial institution simply tags returns using the transaction date and item tracer through our secure online system. Alternatively, a Receiving Depository Financial Institution (RDFI) whose data processing system can create a NACHA-94 formatted ACH Return and NOC file can upload return items via our online channels, saving time and effort.
If you need to make a change to any ACH account information, you can process Notice of Change (NOC) items online, whereupon EasCorp will transmit the corrected items to the Federal Reserve Bank. EasCorp also sends the return/NOC file to the Federal Reserve Bank for further notification to the Originating Depository Financial Institution (ODFI).